Independent Mortgage Advisor Wilmslow
As an independent mortgage broker in Wilmslow, we offer impartial mortgage advice that covers the whole marketplace. We can guide you every step of the way, making the mortgage process as stress-free as it possibly can be.
As mortgage brokers, we have access and relationships with 1000s of lenders and so we can help find the best rates that may not be on offer to the general public. To discuss your requirements call 01743 382018.
Speak with a mortgage expert.
LG Embrey Financial Planning are independent financial advisers in Wilmslow under pi financial ltd, authorised and regulated by the Financial Conduct Authority. We offer independent mortgage advice for first-time buyers, homeowners and those in the buy-to-let market. To speak with an independent mortgage adviser call 01743 382018 or fill in the contact form below.
When should I speak with a mortgage advisor?
Having a mortgage in principle before you put an offer in is essential and you should make sure you have it before you start looking for the house you want. It can be heartbreaking frantically looking for the best mortgage deal out there, knowing that someone may get there before you. In general, mortgage deals last between 3-6 months.
Common mortgage options.
There is no ‘one size fits all’ solution when it comes to mortgage advice – our service is personal to you. Some of the mortgage support services can be found below.
Praise for our independent mortgage advice.
“I didn’t think I needed a mortgage advisor as I thought all the good deals could be found on the internet. I was proved wrong! I can’t thank Lucy Jones at LG Embrey enough. A great mortgage deal plus cashback. Took all the stress out of sorting a mortgage. Highly recommended.”
– Kev Davies
Why choose LG Embrey financial planners?
As an independent financial advisory firm, we provide clear, impartial, tailored advice. We provide financial advice to individuals, families and business owners to help plan for their financial future.
Clear
Financial advice based on clear information that’s easy to understand.
Independent
Impartial financial advice based on the best deals on the market for your needs.
Honest
Straight-up advice based on services and products that you can afford.
Certified
pi financial ltd, authorised and regulated by the Financial Conduct Authority.
Your finances; in safe hands.
LG Embrey are independent financial advisers in Wilmslow under pi financial ltd, authorised and regulated by the Financial Conduct Authority. Registered address: Morfe House, Belle Vue Road, Shrewsbury, SY3 7LU, Company number 3556277, FCA 186419.
Mortgage advisor Wilmslow FAQs.
Involving a mortgage advisor early on in the application process maximises our opportunities to help you, and allows you to reduce the risk of frustration, disappointment, and rejection while searching for a mortgage. In short, the earlier you contact a mortgage advisor, the better!
We’ll help you to understand what you can afford, so the information we give will ultimately dictate the price range of properties you can look to buy. If you’ve already got your heart set on a new home before speaking to an advisor, there is every possibility that you may have overestimated what you can afford, rendering your choices unsuitable. This can be deeply demoralising and frustrating, not to mention a waste of your time.
And it’s not just your price range that we advise on. We’ll also offer a more comprehensive understanding of the other costs involved in the application process: things like mortgage account fees, arrangement fees, booking fees, legal fees, local authority fees, and more.
Speaking to a mortgage advisor in Shrewsbury early in the process is recommended for the best experience and results. Contact us today or at your next earliest convenience for professional advice.
Yes. Before showing you the products available, our Shrewsbury based mortgage advisor will take time to understand your individual circumstances. This helps us to find a deal that works for you and your family. We’ll assess what you can realistically afford and offer advice accordingly. If we aren’t confident that you could comfortably afford repayments for the duration of the mortgage, we won’t recommend that product.
In order to give tailored, comprehensive advice on mortgage products directly suited to your individual circumstances, our mortgage advisor will look to understand your situation and needs. With this information, the challenge of choosing the right mortgage becomes that little bit easier.
We’ll start the process with an extensive conversation with you to establish what you are borrowing for, what your budget is, and any individual circumstances that may affect your ability to borrow. Keep in mind that the more information we have, the more we can personalise the deal to you!
No. While comparison sites may be useful for conducting some initial self-research, they aren’t nearly as sophisticated as the specialist mortgage search tools designed and used by our advisors.
As a leading mortgage advisor in Shrewsbury and the surrounding areas, we have access to exclusive deals which are not generally available to the public directly. Unlike arranging your car insurance, finding the right mortgage deal requires thorough expertise and detailed knowledge of the financial markets and of each lender’s specific underwriting criteria. Small differences in rates can result in huge differences in repayments, so there are substantial consequences if you get even a small detail wrong.
Above all else is the personal service that our mortgage advisor in Shrewsbury can provide you with. There is a lot of complex paperwork involved in the mortgage process that we will expertly complete for you. This is something that you can’t do with just a comparison site.
Our mortgage advisors in Shrewsbury act as the middleman between the lender (banks and building societies) and the borrower (you). We are completely independent meaning that we act in the interests of the borrower and not the lender, while offering the widest possible consumer protection.
In the past, you might have been able to speak to your bank manager about getting a mortgage, but this is less common nowadays. Additionally, unlike banks, our mortgage advisors provide advice from products across more than one lender, offering a much wider choice.
As qualified mortgage specialists, it’s our responsibility to search the mortgage market to find you the best and most suitable product for your circumstances. Choosing to take on a mortgage is one of life’s big decisions and we are the authoritative experts on the subject; let our mortgage advisor in Shrewsbury, Shropshire help you to make the right choice.
